{"id":23504,"date":"2021-07-19T09:25:00","date_gmt":"2021-07-19T06:25:00","guid":{"rendered":"https:\/\/www.x-cart.com\/?p=23504"},"modified":"2025-03-26T13:05:42","modified_gmt":"2025-03-26T10:05:42","slug":"ach-payment-processing-for-ecommerce","status":"publish","type":"post","link":"https:\/\/www.x-cart.com\/blog\/ach-payment-processing.html","title":{"rendered":"ACH Payment Processing for eCommerce"},"content":{"rendered":"\n

This blog post was originally contributed by Dragos Gheorghe, a Senior Manager of Payment Operations at AppFolio, Inc. <\/em><\/p>\n\n\n\n

For the fourth consecutive year, the volume of ACH payment processing has increased by over 2 billion dollars<\/a>. In fact, the number of ACH payments increases by about 8% each quarter, and shows no signs of slowing down. <\/p>\n\n\n\n

With the rise of recurring billing and electronic payments overall, the ACH network has become critical component of online shopping. Get in on the action and learn how using ACH payment gateways on your website will boost online sales.<\/p>\n\n\n<\/a>

\n ACH Payment Processing 101 <\/h2>\n\n\n\n

Let\u2019s start with some context: Most consumers use at least 4 different payment options <\/a>each month. Credit card processing is by far the most common, yet ACH is an increasingly popular payment option. <\/p>\n\n\n\n

For a complete overview of the different types of online payment options, read about the 27 payment processing companies<\/a> in full. As an eCommerce merchant, you shouldn\u2019t have to support all 27, but the more payment methods you can support, the better the overall customer experience.<\/p>\n\n\n

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\n \n Top 25 Payment Processing Companies in 2021 (opens in new tab)<\/span>\n \"Post<\/picture> <\/a>\n <\/div>\n
\n Top 25 Payment Processing Companies in 2021<\/a>\n Darren DeMatas<\/a>\n <\/div>\n<\/div>\n\n\n

In the simplest terms, ACH is a consumer payment method that businesses can use to directly debit a consumer bank account. Consumers must consent to ACH credits and debits prior to them being initiated.<\/p>\n\n\n\n

As consumer buying habits continue to trend towards online purchasing, ACH use is trending upward<\/a>. Likely, you\u2019ve already used ACH payments in a variety of scenarios outside of online shopping, including:<\/p>\n\n\n\n